When something changes

Satisfy a charge

Once a secured loan is repaid, or the property is released, form MR04 tells Companies House the charge is satisfied, in full or in part, so the register stops showing it as outstanding. There is no deadline and no fee. Fileyear lists the company’s outstanding charges from the register and files the MR04.

Satisfy a charge £14.40 all in · free to prepare
  • Prepared for you, checked by you
  • Pay only when you’ve checked it
  • Not HMRC or Companies House

How it works, start to finish

Fileyear doesYou doHappens automatically
  1. The change happensA loan secured or repaid, a change of year end
  2. Fileyear prepares MR04The rules checked, the answers filled in
  3. You approveOnce the debt is repaid. Sent to Companies House through Fileyear, with your approval, using your company’s own logins
  4. Register updatedUsually within a few days

What’s included

Fileyear does

  • The company’s outstanding charges, from the register
  • Form MR04, filled in and checked

You do

  • Choose the charge that has been repaid
  • Sent to Companies House through Fileyear, with your approval, using your company’s own logins
You’ll needCompany authentication code

How it works

  1. Choose the charge

    From the register, or by its charge code.

  2. Submit

    Satisfied in full or in part. No government fee.

The rules

The rules
RuleDetail
FormMR04
WhenOnce the debt is repaid or the property released
DeadlineNone
Government feeNone

Questions directors ask

Where do I find the charge code?

Fileyear lists the company’s outstanding charges from the register. The code is the company number followed by four digits. Charges created before 6 April 2013 have none: give the date, description and short particulars instead.

Should the lender confirm first?

Yes. Ask for a letter confirming the loan is repaid or the property released. A false statement to Companies House is an offence.

Guides for this filing

Related filings

Satisfy a charge, prepared for you

Enter your company and Fileyear prepares it. You only pay once you’ve checked it.

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